Privacy Policy

Scope

This Privacy Policy explains how NSA CARS LLC collects, uses, discloses, protects, and retains information obtained through this website, vehicle inquiries, communications, and online credit applications.

Information collected

• Contact information, including name, telephone number, email address, and mailing address.
• Vehicle interests, trade-in information, appointments, inquiries, and communications.
• Credit-application information, including date of birth, Social Security number, driver's-license information, residence, employment, income, and co-applicant information.
• Electronic signatures, authorizations, SMS-verification evidence, submission records, and transaction information.
• Technical and security information, such as IP address, browser or device information, session information, and access logs.

How information is used

• To respond to inquiries and schedule vehicle appointments.
• To provide inventory and transaction information.
• To evaluate, process, and arrange requested vehicle financing.
• To verify identity, authenticate submissions, prevent fraud, and protect website security.
• To communicate about an inquiry, application, purchase, or financing request.
• To comply with legal, regulatory, accounting, security, and recordkeeping obligations.

Information disclosure

Information may be disclosed as reasonably necessary to DealerCenter; prospective banks, lenders, and other financing sources; consumer reporting agencies; identity and fraud-prevention providers; website hosting, email, SMS, security, and technology providers; professional advisers; and government or legal authorities when authorized, required, or permitted by law.

NSA CARS LLC does not sell credit-application information or disclose it to unrelated third parties for their independent advertising.

SMS and email

Transactional messages may be sent to respond to inquiries, provide requested information, or deliver application-verification codes. Marketing messages are sent only when any consent required by law has been obtained. Marketing consent is not a condition of purchase or financing.

Cookies and technical information

The website may use essential and operational cookies for session security, form processing, fraud prevention, preferences, and website functionality. Third-party services linked from the website are governed by their own privacy practices.

Security

NSA CARS LLC uses administrative, technical, and physical safeguards designed to protect information, including HTTPS transmission, encryption of sensitive application fields in storage, restricted administrative access, multi-factor authentication, session protections, and access auditing. No method of storage or transmission can guarantee absolute security.

Retention

Information is retained for the period reasonably necessary to process requests, complete transactions, submit applications to financing sources, resolve disputes, prevent fraud, and comply with applicable legal and regulatory obligations. Consumer credit application records may be retained for at least 25 months after action is taken, or longer when required by law or a legitimate compliance need.

Information is securely disposed of when it is no longer required for an applicable legal, regulatory, security, dispute-resolution, or legitimate business purpose.

Privacy choices and requests

You may contact NSA CARS LLC to ask about, correct, or request deletion of information submitted directly to us. We may verify your identity before responding. Requests remain subject to legal, regulatory, fraud-prevention, security, recordkeeping, and dispute-resolution exceptions. Information already provided to a financing source or other authorized recipient may also need to be addressed directly with that recipient.

Children

This website and its financing services are not directed to children under 18, and NSA CARS LLC does not knowingly solicit online credit applications from children.

Changes

This policy may be updated when practices or legal obligations change. The effective date identifies the current version.